Free tools for independent agents. Real data, no signup wall. Start with the audit — it's the one that pays for itself.
What every carrier pays — across every state, every line of business, direct vs. aggregator.
See the full bill: split, fees, and what you'd keep going direct. Numbers, not vibes.
Overlay up to 6 carriers across the six axes that matter: payout, claims, support, tech, UW, value.
Design a pay plan for a new producer — commission-only, salary-plus, or tiered — then copy or print a ready-to-use structure for job postings and employment docs.
Ask other independent agents about carrier rates, aggregator experiences, and market intel. Anonymous by default.