What do you want to figure out?

Free tools for independent agents. Real data, no signup wall. Start with the audit — it's the one that pays for itself.

Start here Compare the market Community & intel

Start here

The audit that shows you exactly where you're underpaid.

Find money in your book

Add your policies. We compare each one against what other agents report being paid for the same carrier, line, and state. You get a ranked list of where you're underpaid and which carrier to rewrite to. Most agents find $5K-$15K/yr they didn't know they were missing.

Free · 5 minutesRun my audit →

Compare the market

Real numbers from real agents. Filter to your states and lines.

Carrier commission rates

What every carrier pays — across every state, every line of business, direct vs. aggregator.

179 commission entriesOpen →

What's your aggregator costing you?

See the full bill: split, fees, and what you'd keep going direct. Numbers, not vibes.

CalculatorOpen →

Compare carriers head-to-head

Overlay up to 6 carriers across the six axes that matter: payout, claims, support, tech, UW, value.

Visual comparisonOpen →

Community & intel

Ask other agents. Watch what's changing in the market.

Agents

Ask other independent agents about carrier rates, aggregator experiences, and market intel. Anonymous by default.

Q&A communityOpen →

What's changing in the market?

Real-time agent reports: rate changes, restrictions, expansions, appetite shifts. Filter by your state.

Live feedOpen →

Your verified-agent badge

Free InSifter member credential — for LinkedIn, email signatures, or client-facing materials.

CredentialOpen →