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Commission rates, aggregator fees, carrier reviews, and territory data — all reported by independent agents. See the full picture before you sign.

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Commission Data
Territory Map
Reviews
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CHANNEL
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Direct
Via Aggregator
Carrier / ProductStateChannelNewRenewalScore
Progressive — AutoTXDirect16%14%4.3
Progressive — AutoTXVia SIAA12%10%4.3
Safeco — HO3MODirect15%13%4.0
Travelers — BOPOHDirect15%13%4.2
Hartford — WCFLVia First Connect7%6%4.1
Acuity — HO3WIDirect17%15%4.5
Nationwide — AutoOHDirect15%13%4.0
See full comparison table — 44 carriers, all 50 states →

Agent-reported data

Real commission numbers from real agents. Not marketing materials.

Direct vs. aggregator

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Free tools, no account

Commission calculator and appointment readiness checker. Use them now.

Carrier Intelligence

Every carrier. Every state.
Every commission rate.

Browse detailed profiles with AM Best ratings, lines of business, agent reviews across 8 categories, and commission data broken down by product, state, and channel.

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A
Acuity
P&C Carrier · A+ (Superior)
4.5
Payout Speed
4.8
Agent Support
4.7
UW Flexibility
4.3
Claims
4.5
Tech / Portal
4.0
"Best carrier I work with bar none. Commission is top tier." — Agent, WI

Aggregator Comparison

Is your aggregator
worth the cut?

Compare aggregator fees, carrier access, book ownership, and what agents actually think. Side-by-side transparency so you can decide if going direct makes more sense.

Compare aggregators →
Direct
15%
new business
13% renewal
Full book ownership
No override fees
$75,000 /yr est.
vs
Via Aggregator
11%
new business
9% renewal
Shared ownership
2-4% override
$55,000 /yr est.
That's $20,000/yr you should know about.

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Commission Calculator

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Appointment Readiness

Find out which carriers you qualify for right now — and exactly what you need to reach the next tier.

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