Best Insurance Aggregators Compared

Compare aggregators, MGAs, and IMOs — real pass-through rates, carrier access, book-ownership terms, and honest reviews, all reported by agents who’ve actually signed with them. Add your experience →

Wondering which offer profit sharing? See our complete list with structure details and what to ask before signing. Read the guide →

An insurance aggregator is a network that gives independent agents carrier appointments they couldn’t get alone. It pools premium across many agencies, so the carrier sees one large account. In exchange you give up a commission override — typically 2–4%.

Highest rated: SIAA 4.4 · Keystone 4.3 · FirstChoice 4.2 · Renaissance 4.1  |  How aggregators work → · Lowest fees → · Best contract → · For new agents →

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