Producer Compensation Builder

Design a pay plan for a new producer — commission-only, salary-plus, or tiered — then copy or print a ready-to-use structure for your job posting or employment documents.

Free · No signup · Benchmarks from agent-reported commission data

Build the plan

Adjust the structure and the output updates live. Nothing is saved or sent anywhere.

Pay structure

New business commission % of agency revenue on policies the producer writes

40%

Typical range: 30–50% of the agency's commission on new business. Commission-only plans sit at the higher end; salary-plus plans lower.

Renewal commission % on policies as they renew

25%

Typical range: 15–30%. Renewals are the long game — many agencies pay less on renewals, or stop renewal comp if the producer leaves (check your state and contract).

Vesting / ownership who owns the book the producer builds

Estimate their year-1 book new agency commission they'd generate

Used only to estimate take-home below — your real number depends on the producer.

The plan

Commission-only producer plan

Estimated year-1 producer take-home

$32,000

Setting commission splits? Anchor them to real data.

See what carriers actually pay agents — so you know how much commission there is to split with a producer in the first place.

Browse carrier commission data → Read the commission splits guide

This tool produces a starting template, not legal or financial advice. Producer compensation, renewal vesting, and ownership terms are governed by your state's laws and your employment agreements — have an attorney review any plan before you put it in an offer or contract. Benchmark ranges reflect common industry practice and agent-reported data, and vary widely by region, line of business, and agency model.